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A buyer will also have to instruct a survey to be carried out on the property to establish its true condition

The standard period is 14-28 days after exchange

This can be an indication of overpricing, adverse surveys or valuations and point to future difficulties in selling

However in the greater scheme of things it may prove worth paying as a more competitive insurance may be had elsewhere

The experienced agent is likely to be skilled in the art of negotiation and know what buttons to press

For more information see: Searches - what they should highlight Land registration The Land Registration fee will cost from £40 to £800

Redemption fees If you already have a mortgage on your existing property then it is possible that a redemption fee may apply

Suitability: An ISA linked mortgage is the most suitable option in a number of circumstances the most common being those identified below: This option is suitable for individuals willing to take some degree of financial risk

Having difficulties obtaining a mortgage, because of CCJs, defaults, or arrears? We are experts in finding mortgages and loans for people with poor credit

The philosophy behind this type of mortgage is that all your money reduces the outstanding balance on your mortgage, and, as the interest is calculated daily, your interest payments are correspondingly reduced

As a general rule, it is advisable to compare the APRs of different loans, as this is a good way to determine how competitive they are

An estate agent has the duty by law to inform the seller of all offers made on their property, regardless of an offer having already been accepted

Before making an advance, your mortgage lender will require a valuation report as a minimum

Normally a lender will ask you to establish a repayment vehicle for the loan at the outset although this is not always the case

Surveys come in three forms: Valuations, usually undertaken by the lender

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