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Garden Cover - While most buildings insurance provide cover for patios, paths and driveways

linked with a discount, but pure cashback products are not uncommon

Ensure that you know how the settlement figure is made up

We specialise in helping people who find it difficult to obtain a mortgage or loan

Suitability: A capped rate mortgage is the most suitable option in a number of circumstances the most common being those identified below: Individuals wanting more flexibility in terms of rate decreases than fixed rates but still wishing to limit the amount of their maximum monthly payments

OTHER TERMINOLOGY Adverse Credit If a borrower has a history of poor credit usage then this is described as Adverse Credit

Unfortunately not all estate agents are ethical in this area

Ideally suited to the self-employed Individual Savings Accounts (ISA) Advice The Basics: Introduced in April 1999 individual savings accounts were designed to replace Personal Equity Plans

Note, the fee is usually non-refundable

Liaises with relevant parties and negotiates a date for completion

Generally these polices will be accepted as having the potential for greater and faster growth than the with profits but there is also the risk that they may not produce such a steady long-term return

Buyers Market

This is also particularly relevant in the case of sealed bids

Advantages: The only option with a 100% guarantee that the loan will be repaid in full at the end of the term

This information is likely to have been given to the seller and will form part of there judgement of your offer