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6 months interest or repayment of the amount of benefit received, be it cashback or reduced interest

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Prior to making the decision to remortgage it is important to establish a number of basic facts or the benefit of your remortgage may be significantly reduced by penalties imposed by your current lender

Taking entry The solicitor will advise you on checks to be made when you enter the property and what to do if you encounter any problems

The savings can be considerable although you have no protection against increases in interest rates and may find that an increase takes you over your budget

How we can Help Obviously prior to making any decisions comparisons from other providers should be obtained

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT

the rates for telephone applications may be different from those for online applications

Having difficulties obtaining a mortgage, because of CCJs, defaults, or arrears? We are experts in finding mortgages and loans for people with poor credit

Once your application has been submitted to us, either the service provider will send you an e-mail acknowledging your application

The freedom to make additional payments up to the annual limits

Base Rate Tracker Mortgages

Interest may still accrue on the balance outstanding so the exact terms should always be verified with the lender

Save £s on your buildings and home contents insurance

Whereas in Scotland, the survey is completed before making a formal offer

By stating this you are not obligated to proceed until the conclusion of the survey and the exchange of signed contracts

Read all the details on the specification sheet

If you wish to repay the loan in this time, or you remortgage with another lender, you will have to pay an Early Redemption Charge which can cost £thousands (6 months interest is common) depending on the lender and scheme

Arriving at the property Before knocking, take a few moments to observe your first impressions