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It is normal practice to specify in an offer exactly what moveables you want to ensure that these are included in the sale and that there is no room for miss interpretation

In certain instances the valuation figure returned by the surveyor may not equal the purchase price

Especially if you are intending to take out a new loan or transfer your existing loan to another lender because they offer better rates or terms

Are they in a chain? How quickly do they want to move? Ask if the agent has a sole agency agreement Having been satisfied with your initial enquiries, it is now time to book a viewing

It occurs when the seller accepts a higher offer from another buyer after already having accepted yours

For example, setting the price range on your next home

Note any parking facilities or restrictions

Exposure to interest rate rises

This is widely accepted as the most straightforward of the mortgage options

This possibility alone was enough to dissuade many people from becoming private landlords in the past

However in the greater scheme of things it may prove worth paying as a more competitive insurance may be had elsewhere

conducts a local authority search to highlight planning, financial and other charges affecting the property

insurance and finance

Disadvantages: It is highly debatable as to whether or not it is wise to use a proportion of your retirement savings to pay off your mortgage

Tree preservation orders

The costs will be greater for house purchase than for remortgage

Below is a quick and easy guide to personal loans

Lenders now offer insurance policies that pay mortgage bills for around a year if you lose your job

This can save hours of waiting on the phone trying to get to speak to your conveyancer

The current options available to you in conjunction with interest only mortgages include endowment, pension or an Individual Savings Account (ISA) Advantages: There are a variety of investment vehicles available to use to repay interest only mortgages, some offering tax advantages