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Although your repayments are unprotected from any sudden increases in interest rates you will benefit from any reductions

There is no reason, as far as legal procedures are concerned, why this cannot be quicker

Freehold A freehold gives the buyer complete ownership of the land and buildings on it. Freeholders can therefore do what they like with their property and land, subject to general law (particularly planning control) and to the lawful rights of others. The fact that a property is available as a freehold, usually adds to the value over that of a leasehold.

More detailed reports are also available for a small fee

The plan provider will then add bonuses to the individual plans at the year-end depending on the performance of the investments within the fund

See FAQs for more details

Discounted Rate Mortgage

This type of mortgage may be suitable for you if the nature of your income is such that satisfying a lenders requirements may prove difficult

Each year the amount owed will decline

The customer is charged mortgage interest on £48,000 i

Equally, you may consider whether the most suitable mortgage vehicle for the future would be a repayment or interest only mortgage (see our Guide to your Mortgage Repayment Options) and this may be related to the prospect of remaining in the same house for the remaining term of your mortgage

After completion, the buyer must pay stamp duty (if applicable) and must be registered as new owner with the Land Registry together with the details of any mortgage lender

You do not mind taking some degree of financial risk

Variable Rate Mortgage

The capped rate has a maximum rate above which your loan will not be charged, however should the lenders variable mortgage rate fall below the level of the cap then you will still benefit from this rate

Have there been any previous offers and what happened to the sale? Having had a previous buyer does not necessarily indicate that there is a problem with the property, but it does require investigation