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Normally the cashback is offered as a package of benefits e

We have a Support Team who can be contacted by telephone should you require any further assistance along the way

where the loan is not much less than the value of the property, it is common practice for the lender to take out a form of ‘insurance’ to protect against some or all of the losses incurred if the property needs to be taken into possession because of serious arrears

Providing the product has a red apply icon, you can submit your application without leaving our site

The solicitor will ask for your deposit and any outstanding charges to be in their hands normally 5/7 days before the date of entry

Each month therefore you make two separate payments, one to the lender and one to the investment you have selected to repay the loan

A previous buyer will only be too happy to get some of the costs back

Try also to avoid costly contract races where the seller accepts several offers and the first buyer to exchange contracts gets the property

Initial property enquiries This is where much time involved in selling and buying is wasted

They are also useful for larger amounts or where the applicant requires a longer repayment period

Much maligned in the press because of the poorer investment growth rates achieved in a low inflationary environment this form of investment is less popular these days

We are completely independent and have access to every lender and product on the market

This also means that persons who are self-employed, or who have recently changed jobs, or who have adverse credit can take out a loan

Stamp Duty You are required to pay a Government tax (Stamp Duty) on a property priced above £60,000

Mini individual savings accounts are also divided into the same three areas although only one of the investment areas may be held in each policy

If your instincts tell you to leave it alone

Cashback mortgage A Cashback mortgage provides you with an amount of cash upon commencement of the mortgage

Your local agent can give you a good idea here

99% 2 year discount, no extended ties fee free remortgage

Booking Fee and Arrangement Fee Both are up-front fees charges levied at the outset of the mortgage