commercial loan, uk homeowner loan

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The Association of Residential Letting Agents (ARLA) says most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental propertyıs mortgage repayments (interest only)

The period of borrowing is in excess of say 12 years

What the search should highlight Any Planning notices

Choosing the correct survey Choosing the correct survey depends on the requirements of the lender and the property itself

Have there been any previous offers and what happened to the sale? Having had a previous buyer does not necessarily indicate that there is a problem with the property, but it does require investigation

arrears, late payment, removing the lenders name from the Title Deeds at the end of the mortgage

We recommend taking a look at homecheck

Life assurance cover is not always necessary in taking out this type of mortgage

Offers are invited above the stated price

Most insurance companies will have extended buildings cover options which are well worth considering

Personal Possessions (including cash) on an all risk basis, in and outside the home

They are also generally linked to variable rates and so reductions in your mortgage payments in the early years may not be possible with this type of product

This may reveal other factors that will not appear on any formal search