right to buy, uk homeowner

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The main benefit of flexible mortgages is that many schemes are offered on a Daily or Monthly Interest Calculation basis (sometimes referred to as ‘daily rest’ or ‘monthly rest’)

Preliminary Observations Ask about the cost of council tax and utilities with the seller

An estate agent has the duty by law to inform the seller of all offers made on their property, regardless of an offer having already been accepted

The lender may permit over-payments and lump sum payments, which allow you to clear the loan over a shorter term than that agreed at the outset

The amount will vary from lender to lender and on the size of the mortgage

Tree preservation orders

At the end of the term, therefore, you will need to repay the capital

Suitability: The flexible mortgage option is suitable in a number of circumstances the most common being those identified below: Self employed or contract workers

Proceedings relating to any infringement of building regulations

The premium is usually charged when borrowing is in excess of the amount the lender considers they can safely lend and be assured of their money being returned if any future financial problems occur

5% on a normal lending limit of 75% loan to value

Frequently individuals will move from job to job requiring alterations to be made to their retirement planning which may adversely affect their mortgage planning

Customers cashing-in an endowment policy in the first few years after inception can receive less than the amount invested

you as a loyal customer with a new loan