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Borrowers who anticipate rising interest rates

A system of feudal tenure exists in Scotland, under which the seller has the power to impose permanent restrictions on the future use and development of the property and land

All mortgage lenders require an official search to be carried out

A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property

The key advantage is that you should be able to track the process of the purchase online

Buildings survey Also known as a structural survey

You may not get a straight answer, but at least the owner and agent will be aware that you know the score

The lender will offer a range of insurance, the problem being that you may be forced by lender to buy uncompetitive insurance to help recover the costs of a heavily discounted mortgage

We are completely independent and have access to every lender and product on the market

These are often referred to as credit scoring facilities

Basically it is any item that is not firmly attached to the house that is counted as a moveable

Your solicitor should be able to advise you on the current search time

Preparing for Settlement As the settlement date comes near your solicitor ensures that everything is drawn together, that the funds are ready, and that there are no outstanding issues

It is also worth pointing out that historically the returns on endowment policies have been pretty good (provided they go full term)