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Just Mortgages UK will explain the many schemes available and will help you to find the most suitable option for your circumstances

This mainly occurs in a sellers market or where the property is of rare value

Borrowers paying the Standard Variable Rate will have their payments increase or decrease as the lender adjusts the rate in accordance with market conditions

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It is important to note that this is not an official search

Sometimes capped mortgages have a level below which interest rates cannot fall

Subject to your circumstances, you may be able to borrow up to 125% of the property value

Moving House & Your Mortgage Completing all the formalities involved with moving house can be an arduous task and as such many people choose to stay with their existing lender rather than seeking out a new deal for their amended mortgage

Mortgage lenders require that neither the buyer nor the seller have a bankruptcy notice registered against them

Each case should be taken on its own merits

The elements incorporated within the plan include cash, stocks and shares as well as insurance elements

This will vary between lenders and products

Endowments provide life assurance so that in the event of death the mortgage is paid off

Offers are invited above the stated price