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Demand for housing is higher than the property available

Making an offer is one of the more stressful parts of buying a home

Know which location/s you prefer

Check the plumbing and wiring

In most cases, it is simply not worth it

The offer includes the purchase price, date of entry, alterations and specialist works together with any inclusions such as carpets and curtains etc

The standard period is 14-28 days after exchange

Try not to widen your search in too much

Once contracts have been exchanged, bankruptcy searches on both the buyer and the seller will be carried out

A separate life policy will be required in most cases

APR may vary

Repayment mortgage With a repayment mortgage you repay, normally on a monthly basis over an agreed term, the money you have borrowed (known as capital) plus the interest charged by the lender

However should rates decrease the borrower will benefit from lower payments

Get the first 3 months FREE on any premium

Outline information is available free of charge, by entering a postcode

Especially considering that they had gone to the expense of paying for a building survey

STEP 2 - HOW DO I APPLY? Lending institutions offer you the option of applying for your personal loan either in person at a branch, via a written application, over the telephone or online

Either party is liable for legal action in breach of contract

The rate will also provide a buffer against increases in the interest rates

Some plans are tax-efficient