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Individuals utilising short-term finance arrangements to provide their deposit

Basically it is any item that is not firmly attached to the house that is counted as a moveable

Cashback Mortgage Is a mortgage product, which provides a cash lump sum or a cash percentage of the mortgage amount to spend as you wish. The cashback amount is paid to the borrower shortly after completion.

CML - The The Council Of Mortgage Lenders is a trade association specifically for mortgage lenders in the UK and its members undertake around 98% of UK residential mortgage lending. It provides a service to mortgage lending institutions by helping to establish and maintain a favourable operating environment in the residential mortgage and related housing market.

If you want to continue, find out if the previous buyer had completed the searches or any survey

Any changes in the Bank of England base rate will be directly reflected in the monthly mortgage payments

Noise abatement orders

These are known as regulated loans

Why indexed linked? - As time goes by, the rebuild and repair costs of any property damage are likely to increase, thus if the sum insured does not rise in relation to these, you will end up being under insured

It will not protect you to the same degree, but if speed is of the essence, it can save weeks

Suitability: An ISA linked mortgage is the most suitable option in a number of circumstances the most common being those identified below: This option is suitable for individuals willing to take some degree of financial risk

Capped mortgages enable you to place a limit on your monthly mortgage commitment, plus they benefit from falls in interest rates

County Court Judgements (CCJ) An adverse ruling by a County Court against a person who has not satisfied their debt payments with their creditors

TYPES OF MORTGAGE There are essentially two different types of mortgage: Repayment only, (capital and interest mortgage) Interest only, (ISA, pension or endowment mortgage) Repayment only

The period of borrowing is in excess of say 12 years

It is possible that your investment may provide a surplus lump sum or pay off your mortgage early

Payment is either up front, or added to the overall loan

The seasoned mover is likely to have learnt from past experiences to exactly that