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This is usually linked to the amount of cashback provided

This may have the effect of reducing the length of time it takes to repay your mortgage

You can also obtain wider protection to include damage or theft of shrubs, trees, flower beds, garden ornaments, gates and fences

Endowments provide life assurance so that in the event of death the mortgage is paid off

In England and Wales a survey is normally made after the offer has been accept subject to contract

Noise abatement orders

Not many of us are likely to do it, but it can give you a good idea of what your possible future neighbours may be like

A good site will enable you to register your requirements and send you the latest property details by email

Written quotations are available on request

The amount available usually ranges from £3,000 to £50,000, although some lenders will consider lending up to £100,000

Cashback mortgage A Cashback mortgage provides you with an amount of cash upon commencement of the mortgage

There is no reason, as far as legal procedures are concerned, why this cannot be quicker

A fixed rate mortgage is suitable if your mortgage repayments take up a large proportion of your income as it protects you from any sudden and unexpected rises in interest rates

Capped Rate Mortgage

Has it been re-plumbed or rewired? If so, ask to see any certifications or guarantees Look for cracks, uneven floors or doorways and any signs of water damage

The Association of Residential Letting Agents (ARLA) says most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental propertyıs mortgage repayments (interest only)

Local authority searches Personal Searches Dependent on the local authority, searches can take up to six weeks

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OTHER TERMINOLOGY Adverse Credit If a borrower has a history of poor credit usage then this is described as Adverse Credit

Sometimes it will match the period of the discount/fix but often it can go beyond the benefit period e