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What the search should highlight Any Planning notices

Some plans are tax-efficient

Index Linked Buildings Insurance This type of insurance covers the main structure of your home (not the contents) and is required to protect you against the cost of rebuilding your home in the event of fire, flood or similar disaster

A booking fee will normally be required with the application form

Amendments to the 1988 Housing Act has reduced the fear of landlords that tenants, once admitted to the property, will prove all but impossible to evict

If negotiation is required, these offers and counter offers are known as missives

For example, setting the price range on your next home

If using a removal firm we suggest obtaining several quotes first

Once all documentation is in order (after checking with you and your lender) the solicitor will send the title deeds for recording in the Register of Sassines or registration in the Land Register of Scotland

Overall these policies remain expensive and limited in the cover and peace of mind that they provide to borrowers

Again, if you have any concerns about this, your solicitor will be able to advise you

Setting the completion date The standard time between exchange of contracts and completion is four weeks

The flexible mortgage concept was imported from Australia so occasionally you may hear them referred to as ‘Aussie style mortgages’

Ensure that your solicitor is aware of the survey and any other information you have learned about the property

If you are considering protecting your repayments in the event of accident, sickness, unemployment or death, why not browse our Income Protection finder

Check it out and see how the neighbourhood is rated

With Profits – here the monthly premiums are pooled with other investors