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Suitability: An ISA linked mortgage is the most suitable option in a number of circumstances the most common being those identified below: This option is suitable for individuals willing to take some degree of financial risk

Whereas in Scotland, the survey is completed before making a formal offer

It is vital therefore that you discuss this complex area with an adviser as in many circumstances a more competitive rate may be available form a lender who will be more sympathetic to your particular circumstances

A Guide to Secured Home-Owner Loans A secured loan is any loan that requires the borrower to provide the lender with some form of security

The typical rate is a rate that is offered to over 50% of successful applicants, and the exact rate offered to you will depend on your personal circumstances, the amount and term of the loan along with the credit assessment procedures

Written quotations are available on request

Including gas and electric suppliers and insurance companies etc

Suitability: The interest only mortgage option is suitable in a number of circumstances the most common being those identified below: You do not mind taking some degree of financial risk

Homeowners with older mortgages only have to wait eight weeks to get half of their interest paid, and after 16 weeks they get it all paid

There are many different types of mortgages and there will be one out there that best suits you

Fixed Rate Mortgage

Irrespective of movements in the interest rate your monthly payments will not change

Valuations and mortgage reports Note, a valuation is not a survey

It provides no benefit to you, it is for the lenders protection only