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This can be of great advantage in determining outline information before you go to the time and expense of having a survey and local searches made

You do not mind taking some degree of financial risk

The above rates are a sample of the range of rates currently available and figures are correct at the time of going to the Internet

In addition the interest rate charged is often lower than the usual Standard Variable Rates charged by the other more ‘traditional’ mortgage lenders

- Are school catchment areas, commuting or environment an issue? Contact a solicitor to access their quality of service

A good site will enable you to register your requirements and send you the latest property details by email

5% on a normal lending limit of 75% loan to value

Free Valuation or Refund of Valuation A free valuation requires no up-front payment from the mortgage applicant whereas a refund will only be made when and if the mortgage application completes

If the plan is not reaching its expected target, the borrower can increase payments into the policy or invest in another product to cover any anticipated shortfall

There has been a previous price reduction on the property

A standard policy will typically include such cover as loss or damage to your possessions while in your home, alternative accommodation to the value of 15% of the value of the sum assured

a 3 year fixed rate with a 5 year ERC

They provide a detailed analysis of your financial position

Current Account Mortgage

Plan and think ahead

Sometimes it will match the period of the discount/fix but often it can go beyond the benefit period e

There are many reasons why a seller may want a quick sale

Save £s on your buildings and home contents insurance

Legal Fees It is necessary to have a solicitor or licensed conveyancer to act on behalf of the mortgage applicant and the lender in the house purchase or remortgage transaction