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Listed below are examples of some of the best deals around

At anytime of the day or night

The plan provider will then add bonuses to the individual plans at the year-end depending on the performance of the investments within the fund

Moving House & Your Mortgage Completing all the formalities involved with moving house can be an arduous task and as such many people choose to stay with their existing lender rather than seeking out a new deal for their amended mortgage

Fixed Rate Mortgage

Higher rate taxpayers may benefit from this option

It may also indicate how genuine the sellers are

you as a loyal customer with a new loan

There is a wide range of contents insurance options and packages on the market

4 weeks to go Arrange buildings insurance for your new home to commence on exchange of contracts. Check that your home contents are adequately insured (transit insurance) during the move. Start to use up food from your freezer. Contact the telephone company to organise reconnection or installation of a line. Book time off work. Make special arrangements for pets and remember that they often find moving home stressful!

If your instincts tell you to leave it alone

5%

However, try to include as much as possible in the negotiations

Ask the seller or agent when the previous buyer pulled out and if recent, ask your conveyancer whether it is advisable to purchase the previous searches