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However it is possible to speed up the process by arranging a personal search

The agent will be more willing to hand you properties that he can sell quickly or that are in greater demand

We specialise in helping people who find it difficult to obtain a mortgage or loan

Commonly a lender will require a non-refundable up front booking fee to be paid on application to reserve the mortgage

This can save hours of waiting on the phone trying to get to speak to your conveyancer

It is normal for lenders to charge up-front fees in the form of booking and/or arrangement fees

Other factors may well be involved

Your lender agrees a set rate of interest for a specified period of time

See below for more information about these features

We recommend taking a look at homecheck

This will prove handy at the time of making an offer

The valuation cost is likely to be at least £150 and becomes payable as soon as you wish to proceed with buying a property

Frequently individuals will move from job to job requiring alterations to be made to their retirement planning which may adversely affect their mortgage planning

Bridging Loan A bridging loan is a sum of money borrowed for a limited period of time to enable you to buy a new property before selling your old one. Interest rates charged tend to be higher than normal and a bridging loan shouldn’t be taken out lightly.

There is no reason, as far as legal procedures are concerned, why this cannot be quicker