Better mortgage and loan deals in the uk

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This may reveal other factors that will not appear on any formal search

Moving House & Your Mortgage Completing all the formalities involved with moving house can be an arduous task and as such many people choose to stay with their existing lender rather than seeking out a new deal for their amended mortgage

You have an offer on your property - The further into the processes of selling your home, the better

6 months interest or repayment of the amount of benefit received, be it cashback or reduced interest

Has it been recently decorated? Does it require any major work or modernisation? Ask what else is included in the sale

Fixed rate mortgage The biggest advantage of a fixed rate mortgage is that, irrespective of fluctuations in interest rates, your monthly repayments remain the same throughout the period of the fixed rate

This may significantly increase the chances of your offer being accepted

In addition lenders frequently apply an Early Redemption Charge (ERC) for fixed rate mortgages

The amount will vary from lender to lender and on the size of the mortgage

Buyers should also be aware that they are responsible for the insurance of the property after the exchange of contracts

The period of borrowing is in excess of say 12 years

Buildings survey Also known as a structural survey

It provides no benefit to you, it is for the lenders protection only

First Time Home Buyers Buying your first home can be a daunting proposition

Some websites are also offering information about local schools, crime rates, and average property prices

interest rate - mortgage uk