discounted rate, mortgage uk

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The value of these holdings will alter on a daily basis and can go down as well as up

You may not get a straight answer, but at least the owner and agent will be aware that you know the score

A capped rate mortgage is very similar to a fixed except that if the variable rate drops below the capped rate, the borrower will make payments based on the lower variable rate

Written quotations are available on request

The flexible mortgage concept was imported from Australia so occasionally you may hear them referred to as ‘Aussie style mortgages’

If you want to continue, find out if the previous buyer had completed the searches or any survey

Any changes in the Bank of England base rate will be directly reflected in the monthly mortgage payments

In certain instances the valuation figure returned by the surveyor may not equal the purchase price

a 3 year fixed rate with a 5 year ERC

Mortgages offering a 5 or even 6% cashback can be found which would mean a borrower taking a £70,000 mortgage would receive £4,200 on completion (at 6%)

Most agents are pretty determined in their approach and will be interested in selling you more than a property

There is no reason, as far as legal procedures are concerned, why this cannot be quicker

You stand to lose more than the property you had your heart set on as you may well have paid for surveys and searches, none of which will be refundable

The valuation cost is likely to be at least £150 and becomes payable as soon as you wish to proceed with buying a property

First time buyers looking for security during the first few years of setting up home