home equity, mortgage loan

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Each case should be taken on its own merits

It acts as a form of insurance for the lender not the borrower

This search can take between four and six weeks although many councils process searches in two weeks

Contents insurance can provide cover for all your household contents - furniture, carpets, curtain, pictures TV, hi-fi, personal possessions etc

Variable rate mortgages Most lenders have a set rate of interest known as the standard variable rate which they adjust as the Bank of England increases or lowers interest rates

Lenders have an array of different criterion on which they will base the maximum LTV and at Just we will be able to provide you with advice regarding different lenders attitudes in this area

You may not get a straight answer, but at least the owner and agent will be aware that you know the score

The Association of Residential Letting Agents (ARLA) says most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental propertyıs mortgage repayments (interest only)

The earlier you contact them, the more sympathetic they are likely to be

If the property was purchased outright, the buyer keeps the deeds

In England and Wales a survey is normally made after the offer has been accept subject to contract

Check this out with your solicitor or lender

Land Registry Fees Land Registry Fees are based on the purchase price of the property. The fee is effectively an administration charge for registering your ownership of the property and or land.

We are experts in finding mortgages and loans for people with a problem, or poor credit history

Our Mortgage Calculator will allow you to see how much you can borrow and the cost of your monthly repayments

What limitations apply to your current mortgage rate

A valuation of the property is supplied based on the approximate market value of the property

It is important to note that this is not an official search

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