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Check this out with your solicitor or lender

These will be provided for in the initial agreement

Its purpose is to verify and record legal ownership of the property and to record any securities (mortgages) or conditions adversely affecting the property

Self-Build Mortgages This is a mortgage for applicants who are building their own property. The loan is usually released in stages as the building progresses.

Stamp duty Stamp Duty is a UK government based tax on properties bought throughout the UK. It becomes payable upon completion of your purchase and is normally paid through your conveyancer. more info: Current Fees

Proceedings relating to any infringement of building regulations

It is not permissible for holders of a Mini individual savings account to open a Maxi individual savings account and vice versa

It should be noted that individual savings accounts are relatively new products and as with any piece of new legislation there is always some degree of uncertainty over its long term future

Lenders have been known to charge a switching fee even if you refused to accept the lenders insurance cover at the time of taking out a mortgage

Legal Fees It is necessary to have a solicitor or licensed conveyancer to act on behalf of the mortgage applicant and the lender in the house purchase or remortgage transaction

Each year the amount owed will decline

Arrears This describes the amount the borrower is behind in his mortgage repayments schedule

Another form of insurance is Mortgage Indemnity Guarantee

You can also seek advice from a voluntary organisation such as The Citizens Advice Bureau

APR may vary

ISA The Individual Savings Account (ISA) is a tax free method of saving