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More detailed reports are also available for a small fee

It can be done, but much depends on the lender

Demand for housing is higher than the property available

Variable Rate Mortgage

The APRs quoted by the lender will usually be typical rates, and these act as a guide only as the exact rate offered will be on an individual basis

Disadvantages: In the first few years of the loan the largest proportion of your regular monthly payment goes to pay off interest – the balance outstanding is hardly reduced at all

5%

Many flexible mortgages come without any Early Redemption Charge so the borrower is not ‘locked-in’ to any particular lender

A fixed rate mortgage is suitable if your mortgage repayments take up a large proportion of your income as it protects you from any sudden and unexpected rises in interest rates

As a result the seller is in a stronger position and is likely to be less receptacle to any or significant price reduction

Outline information is available free of charge, by entering a postcode

Advice on Affording a Mortgage

The capital amount is to be repaid at the end of the period agreed