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Amendments to the 1988 Housing Act has reduced the fear of landlords that tenants, once admitted to the property, will prove all but impossible to evict

Bankrupt A Corporation, Firm or individual who, via a court proceeding, is relieved from paying all debts once assets have been surrendered to an appointed third party designated by the court

The potential for your rate to reduce unlike the fixed rate mortgage

on a particular day a borrower has a mortgage balance of £50,000 and has £2,000 held in the current account

Having difficulties obtaining a mortgage, because of CCJs, defaults, or arrears? We are experts in finding mortgages and loans for people with poor credit

Are you in a strong position? A professional estate agent will have gained information from you regarding your current position, status and seriousness of intent to buy

Try not to widen your search in too much

This tends to be between £25 - £50 and may be avoided if enough objections were made

Commonly these will be between 3 and 3

The premium is usually charged when borrowing is in excess of the amount the lender considers they can safely lend and be assured of their money being returned if any future financial problems occur

Negotiating face to face can be a very effective tactic

This will depend on future investment performance

These are known as regulated loans

Whereas in Scotland, the survey is completed before making a formal offer

Local authority searches Personal Searches Dependent on the local authority, searches can take up to six weeks

If you have a mortgage, the lender will insist that you take out this type of policy

When viewing we always suggest taking someone with you for a second opinion as well as your own safety

So make sure you get the facts

It may be that administration charges, mortgage indemnity insurance, or building and contents insurance costs have been added to the amount you originally borrowed