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Therefore, a reputable agent will forward all offers to their client even if these are made after an offer has been accepted

It is common for lenders to offer rates fixed for a period of 2 to 5 years, but shorter and longer periods can be found in the market

This may significantly increase the chances of your offer being accepted

Garden Cover - While most buildings insurance provide cover for patios, paths and driveways

- keeping them all in one place for when you need them

Suitability: A cash back mortgage is the most suitable option in a number of circumstances the most common being those identified below:

First time buyers

Cashback The Lender, as an incentive, will offer a lump sum of cash once the mortgage has been taken out

Written quotations are available on request

The surveyor will not inspect inaccessible parts of the property or areas which are not already exposed

The period of borrowing is in excess of say 12 years

When and how to talk to agents When to start taking to an agent about buying is entirely up to you

If significant defects are identified, the surveyor may suggest further investigation by an specialist

This is also particularly relevant in the case of sealed bids

Unless these payments are guaranteed then as a rule of thumb expect that 50% will be taken into account

The typical rate is a rate that is offered to over 50% of successful applicants, and the exact rate offered to you will depend on your personal circumstances, the amount and term of the loan along with the credit assessment procedures

Tree preservation orders

99% 2 year discount, no extended ties fee free remortgage

endowment mortgage - mortgage finder uk