residential, mortgage finder

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At anytime of the day or night

The inspection is limited to comparing the price being paid against similar property in the area and checking the general condition and location of the property

It is best to find out the sellers position during the viewing, having plied as much information from the agent beforehand

You can also obtain wider protection to include damage or theft of shrubs, trees, flower beds, garden ornaments, gates and fences

Most insurance companies will have extended buildings cover options which are well worth considering

Borrowers will be required to remain on the lenders variable rate of interest for a pre-determined period of time

3% of the loan

There are several factors that we will look at in detail and discuss with you the main items being: What limitations apply to the end of any product we are considering? Is there a lock in and if so for how long? What is the lenders variable rate – how does this compare? Is there any mortgage indemnity to pay? (Mortgage Indemnity is a premium paid to a lender in order to purchase an insurance policy against future loss

In many cases if approached sensibly, a happy medium can be reached

where the loan is not much less than the value of the property, it is common practice for the lender to take out a form of ‘insurance’ to protect against some or all of the losses incurred if the property needs to be taken into possession because of serious arrears

Interest only

Some short term discount products offer a ‘deep discount’ e

5% on a normal lending limit of 75% loan to value

In summary you will find numerous different methods of calculating the maximum LTV but the figure once stated is usually non-negotiable

This will prove handy at the time of making an offer

conducts a local authority search to highlight planning, financial and other charges affecting the property