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Much depends on the agent, the seller and your confidence in your negotiation skills

Although both may vary, a deposit of between 5% and 10% is common, as is completion 28 days after exchange

Look out for fixed features in the garden such as greenhouse, garden sheds, birdbaths, statues etc

3% of the loan

As a tip, note that in the UK you can only drive up to a 3 tonne vehicle before you need an HGV license

Mortgage lenders require that neither the buyer nor the seller have a bankruptcy notice registered against them

At the end of the policy term there will be a final one off bonus called the terminal bonus which may in some instances represent a large proportion of the borrowers final pay out

These mortgages take the benefits of the flexible mortgage and use the funds held in the current account to offset the interest e

Hence an applicant paying for a valuation and then not proceeding due to, say, a poor valuation, will not have their valuation fee refunded

A previous buyer will only be too happy to get some of the costs back

So ask and make it a condition of any offer

You may also speak to the seller directly

The above mortgage products may have other criteria which will require evaluation before deciding if the product is suitable for an individual

There is also the potential to receive a tax-free lump sum once the capital amount owing has been repaid, or to reduce the term of the mortgage if the target amount is achieved early

The current options available to you in conjunction with interest only mortgages include endowment, pension or an Individual Savings Account (ISA) Advantages: There are a variety of investment vehicles available to use to repay interest only mortgages, some offering tax advantages

UK Pensions Advice