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ADVANTAGES If the proceeds of the plans exceed the amount required to repay the mortgage, then this is received as a cash lump sum by the borrower

That is: Consider what type of mortgage you require and then find a mortgage lender you feel can offer you the best deal

Whilst practically the entire range of mortgage schemes are available to you with the exception of rates designed specifically for first time buyers, moving house may provide an excellent opportunity to consider what your future plans may be

We also hold the details of loans designed specifically for applicants with a poor credit history, and we provide the facility to apply online for these through moneysupermarket

Flexible mortgage Cashback Fixed Discounted Capped

will need to be addressed during this period of pre-contract enquires

The financial aspects of the purchase are often the most complex and it is therefore imperative that you receive specialist advice on the many diverse options available to you

Demand for housing is higher than the property available

The philosophy behind this type of mortgage is that all your money reduces the outstanding balance on your mortgage, and, as the interest is calculated daily, your interest payments are correspondingly reduced

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Pension Plan Life assurance cover is provided and monthly payments are made into a pension fund

It is worth noting that the average property purchase price in the UK has now hit over £100,000

Once the sellers conveyancer has received the funds, payment will be made to the sellers lenders to pay off any mortgage outstanding on the property

These mortgages take the benefits of the flexible mortgage and use the funds held in the current account to offset the interest e

Offers & Missives When you make an offer for a property you are only offering for the bricks, mortar and ground and the non-moveables

Hence in this situation you are likely to stand a greater chance of obtaining a significant price reduction