interest only, home mortgage

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At Just we can complete a full analysis of the market using the most up to date information available

on a particular day a borrower has a mortgage balance of £50,000 and has £2,000 held in the current account

They will also find that the mortgages they can get will be at a higher interest rate

Sometimes it will match the period of the discount/fix but often it can go beyond the benefit period e

Gazundering Gazundering is when the buyer refuses to go ahead with the sale unless the price is reduced. There is nothing the seller can do about this apart from negotiate on the price or lose the sale - and possibly the house they are in the process of purchasing. In such situations any estate agent worth their salt will do their best to negotiate on your behalf, or failing that, will attempt to find you a suitable new buyer with all possible haste. Fortunately, it is rare to come across gazundering but in a slow housing market it is more likely to occur as prices may be falling.

Basically it is any item that is not firmly attached to the house that is counted as a moveable

You will be kept up-to-date on the progress of your application by e-mail

Credit scoring assesses your personal circumstances and statistics to ascertain which broad category of borrower you fit in to

In the longer term, with flexible mortgage rates, you should see the reduction of the amount owing occurring more quickly than a standard mortgage

The investment vehicle is entirely portable and can be taken with you to a new lender no matter how many times you might move

Until the arrival of flexible mortgages most, if not all, UK lenders were charging interest on an annual basis which meant that borrowers making over-payments were not getting the benefit straight away because it could be a year before the capital was reduced by the over-payment

This product, which tends to be used by the self employed, is only for those taking advice from a suitably qualified financial adviser

Providing all payments are made in full, at the end of the term, no capital will remain outstanding

Stage 3 - completion On the completion date, the buyer obtains all rights to the property in return for the actual transfer of the funds covering the purchase price (less any deposit already paid)

There has been a previous price reduction on the property