ccj, home mortgage

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The seller is legally required to answer these enquiries honestly! But do they? We believe not always

As soon as you have found a property that you wish to make an offer on, your solicitor will note interest for you

In this case all is not lost, other factors may come into play such as the sellers current position and reason for sale

After completion, the buyer must pay stamp duty (if applicable) and must be registered as new owner with the Land Registry together with the details of any mortgage lender

Individuals on a tight budget expecting wage increases over the first few years of the mortgage

Normally a lender will ask you to establish a repayment vehicle for the loan at the outset although this is not always the case

The main benefit of flexible mortgages is that many schemes are offered on a Daily or Monthly Interest Calculation basis (sometimes referred to as ‘daily rest’ or ‘monthly rest’)

We recommend taking a look at homecheck

It is normal practice to specify in an offer exactly what moveables you want to ensure that these are included in the sale and that there is no room for miss interpretation

In either case, having prepared the ground an agent will notice that you have put some work into sorting a few thing out, thus take you seriously

DISADVANTAGES If the proceeds of the repayment vehicle do not achieve the amount expected, then there will be a shortfall

Buy to let has become an attractive investment option for many people as soaring house prices, increased demand for rental property and better legal protection for private landlords has made buy to let fast growing area of the mortgage market

Basically it is any item that is not firmly attached to the house that is counted as a moveable

The offer will have numerous conditions which are designed to ensure that you encounter no problems when you move into the property

a £47,500 mortgage on a purchase price / valuation of £50,000 would result in a £750 charge on a typical MIG charge of 7

On-line conveyancing On-line conveyancing is one of the latest improvements in the legal process of buying and selling