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In the early years of a repayment mortgage the majority of the monthly repayment is interest rather than capital

This is a relatively recent introduction into the market and allows you to put all your money in one place, including your savings, current account, credit cards, loans, and earnings

The Association of Residential Letting Agents (ARLA) says most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental property¹s mortgage repayments (interest only)

This tends to be around £200 - £250 and becomes payable as soon a the reservation is made

lender agrees on completion of the mortgage to provide you with a set percentage of amount borrowed as a cash payment

A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property

As a result a lender may restrict the amount they are prepared to advance or place conditions on the advance

The skilled agent will ask a series of questions that determine how serious you are, what properties will be of interest, what else they can sell to you and how quickly they can do it

The money is then paid back to the Lender over a fixed period of time together with accrued interest

The main thing to do is your homework and seek specific advice relating to your circumstances from a qualified professional

There are many reasons why a seller may want a quick sale

There has been a previous price reduction on the property

On this subject see ‘No Redemption’ and ‘No Overhang’ below

Home working equipment cover

As a consequence it is important that the payments are maintained into the repayment vehicle otherwise it will not be possible to pay off the mortgage at the end of the term

The inspection is limited to comparing the price being paid against similar property in the area and checking the general condition and location of the property

At Just we can complete a full analysis of the market using the most up to date information available

A recommendation of the building/rebuild insurance cover required should also be given