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The lender may permit over-payments and lump sum payments, which allow you to clear the loan over a shorter term than that agreed at the outset

It will cover problems such as collapse or serious distortion of floor joists or the roof

Searches are often one of the major causes of time delay

Some will allow for bonuses and some will only allow 50% of bonus

So we know our specialist advisers can provide you with the mortgage that best suits your needs

Possibility for first time buyers to use to enable them to obtain a mortgage when they are unable to raise a deposit other than by short term finance arrangements

Assessments are generally made very quickly based on your personal circumstances

You can also obtain wider protection to include damage or theft of shrubs, trees, flower beds, garden ornaments, gates and fences

For peace of mind it may be appropriate to obtain a ‘Housebuyers Report’ or a ‘Full Structural Survey’

Find out what else is included in the sale

Poor Credit & Loan Advice

For more information please see:: Dealing with adverse valuations Recently built homes Most new houses have a National House Building Council (NHBC) Certificate

Lenders now offer insurance policies that pay mortgage bills for around a year if you lose your job

Be precise when filling out the registration forms