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Its purpose is to verify and record legal ownership of the property and to record any securities (mortgages) or conditions adversely affecting the property

The main benefit of flexible mortgages is that many schemes are offered on a Daily or Monthly Interest Calculation basis (sometimes referred to as ‘daily rest’ or ‘monthly rest’)

Neighbourhood checks - Online property checks It is now possible to obtain information online regarding the local area of the intended property purchase

Just Mortgages UK will explain the many schemes available and will help you to find the most suitable option for your circumstances

(See Offers & Missives), so if you ANY doubts ask your solicitor for advice

Including gas and electric suppliers and insurance companies etc

Just Financial Advice UK Ltd is an independent mortgage advisor and will be able to help discuss the options with you, answer any questions you might have and agree a course of appropriate action

Some plans are tax-efficient

This means that the lender can claim part or all of its ‘losses’ incurred repossessing the property from the insurance company providing the MIG cover

Conditional planning permissions granted

Sewers and drainage

The value of these holdings will alter on a daily basis and can go down as well as up

First time buyers looking for security during the first few years of setting up home

Especially if you are intending to take out a new loan or transfer your existing loan to another lender because they offer better rates or terms

Last but not lease a Structural or Building survey which are recommended for period homes or properties of unusual construction

Avoidance of early redemption penalties

This can be an indication of overpricing, adverse surveys or valuations and point to future difficulties in selling

The Maxi individual savings accounts combine three basic elements in one plan, with a limit of £5,000 (£7,000 in the current tax year) being placed on the investment

The moving in day is likely to be one of the most memorable days in connection with the property, so we hope our planner goes some way in making your move more pleasurable

It can be done, but much depends on the lender

The rate will also provide a buffer against increases in the interest rates

With Profits – here the monthly premiums are pooled with other investors

More information about endowments (which in the 1980’s and 1990’s were extremely popular), ISAs and Pension plans are below