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3% of the loan

You should never assume that because a lender is prepared to agree a mortgage on the property that the purchase price is reasonable or there is nothing wrong with the property itself

If remedial work is required ask the owner if they have had any quotes

As a tip, note that in the UK you can only drive up to a 3 tonne vehicle before you need an HGV license

Note there is no guarantee that, when the endowment matures and ‘pays out’, the balance will be sufficient to repay the mortgage

We recommend taking a look at homecheck

It is important to note that comment within the report is limited to those areas that are considered accessible at inspection

Commonly a lender will require a non-refundable up front booking fee to be paid on application to reserve the mortgage

Assessments are generally made very quickly based on your personal circumstances

Check the plumbing and wiring

This final bonus is not guaranteed in any way

During the early years you will find the charges in certain policies will eat into the premiums and reduce the amount you are accumulating towards the repayment of your mortgage

Put the owner on the spot and see what reaction you get

This type of mortgage is often taken out in conjunction with other offers such as cashbacks

The above mortgage products may have other criteria which will require evaluation before deciding if the product is suitable for an individual

There will usually be a required period of payment before protection will become available and some people may be excluded from its cover