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Making an offer in its self is a simple process, but getting the price you want or simply securing your ideal home may require a bit more determination and skill on your behalf

A Home Buyers report, generally suitable for most modern homes conventional in type and construction

a 3 year fixed rate with a 5 year ERC

Freehold A freehold gives the buyer complete ownership of the land and buildings on it. Freeholders can therefore do what they like with their property and land, subject to general law (particularly planning control) and to the lawful rights of others. The fact that a property is available as a freehold, usually adds to the value over that of a leasehold.

The increased flexibility inherent within the repayment vehicle can lead to shortfalls in relation to the amounts required owing to withdrawals having been made

Check the plumbing and wiring

The deed of transfer is prepared and approved and if the buyer has raised finance a mortgage deed is prepared

In many cases, lenders offer different rates depending on the method by which you apply

In many cases if approached sensibly, a happy medium can be reached

You do not mind taking some degree of financial risk

Buy to let has become an attractive investment option for many people as soaring house prices, increased demand for rental property and better legal protection for private landlords has made buy to let fast growing area of the mortgage market

It is common practice for lenders to pass this charge on to the borrower

If you completed our application form, it will be passed to your chosen provider in order that they may process it

In such circumstances the borrower will be facing a significant increase in their monthly mortgage payment at the end of the discount benefit period

Base Rate Tracker Mortgages