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damp and timber reports, planning consents for alterations and extensions

You never know, it could be a deciding factor involved in your decision to purchase or not

You should also receive a summary of the present state of the property along with any recommendations concerning future maintenance

The following planner will help focus on what needs be done and when

ADVANTAGES If the proceeds of the plans exceed the amount required to repay the mortgage, then this is received as a cash lump sum by the borrower

Cashback Mortgages

DISADVANTAGES There may be financial penalties for making lump sum/overpayments into your mortgage account

It will cover problems such as collapse or serious distortion of floor joists or the roof

Only one Maxi individual savings account may be held in any one tax year

Neighbours - are you inheriting a problem? During the process of creating the draft contracts the seller completes a questionnaire from their solicitor

Unit Linked – Once again investors funds are pooled and then used to purchase units in stock market linked investments

You will be kept up-to-date on the progress of your application by e-mail

This product, which tends to be used by the self employed, is only for those taking advice from a suitably qualified financial adviser

Some websites are also offering information about local schools, crime rates, and average property prices

The most important fact about an interest only mortgage is that the monthly repayments do not repay any of the outstanding capital balance

The costs will be greater for house purchase than for remortgage

Having difficulties obtaining a mortgage, because of CCJs, defaults, or arrears? We are experts in finding mortgages and loans for people with poor credit

Local authority searches Personal Searches Dependent on the local authority, searches can take up to six weeks

If you are mortgaging the purchase of your property then the lender will make it a condition that you take out their Mortgage Indemnity Insurance

First and most important: If you have a property to sell, obligation a free appraisal from more than one estate agent

We specialise in helping people who find it difficult to obtain a mortgage or loan

When registering, be aware that you a likely to receive information on other services or products

Some of the newer entrants into this sector are also linking savings accounts, credit cards and personal loans into the mix

What limitations apply to your current mortgage rate

This policy is designed to offer income protection against unemployment, sickness and redundancy

Compulsory purchase orders