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The amount is usually measured in either pounds or months

For more information please see:: Dealing with adverse valuations Recently built homes Most new houses have a National House Building Council (NHBC) Certificate

Interest only

Not only will an estate agent take you more seriously, but the seller will feel more comfortable and have more confidence that you are not time wasting

Not all buyers pull out as a result of the condition of property itself, but it is worth noting that further enquiries should be made as to the reasons for a previous buyer pulling out

2% fees-free offset mortgage

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As a consequence it is important that the payments are maintained into the repayment vehicle otherwise it will not be possible to pay off the mortgage at the end of the term

INTEREST RATES ON MORTGAGES When you have chosen the right mortgage for you, whether it be a repayment or an interest only mortgage, you will need to consider the 4 main mortgage rate options available

A removal firm will normally supply a quote over the phone, based on the location your moving from and to

The period of borrowing is in excess of say 12 years

The redemption fee payable is often up to six times you currently monthly repayments

Individuals utilising short-term finance arrangements to provide their deposit

For a mortgage secured on a property, insurance may be required

For more information see: Valuations and surveys Removal costs Removal costs vary according to whether your using a removal firm or doing-it-yourself

Popular in the late eighties and the nineties an endowment policy is a combination of two basic elements, namely a savings plan and a life assurance policy

All lenders will have a set formula that they use to calculate the amount they will be willing to lend which is usually expressed as a multiple of your income