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This tends to be between £25 - £50 and may be avoided if enough objections were made

The Lender offers a discount on the Standard Variable Rate (SVR) for a specific period of time

Your local agent can give you a good idea here

£200 to a percentage of the loan e

Structural surveys are more appropriate for older homes where there is a greater potential for difficulties to arise

Solicitors require at least 7-10 days to release the necessary funds

If asked, the seller will let you know how they would like to proceed

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Upon making an offer via the agent or directly to the seller, the experienced seller is likely to take into account several factors over and (in many cases) above the offer price itself

Equally, you may consider whether the most suitable mortgage vehicle for the future would be a repayment or interest only mortgage (see our Guide to your Mortgage Repayment Options) and this may be related to the prospect of remaining in the same house for the remaining term of your mortgage

Redemption fees If you already have a mortgage on your existing property then it is possible that a redemption fee may apply

Customers cashing-in an endowment policy in the first few years after inception can receive less than the amount invested

This is more likely to occur within the first 3-5 years of the mortgage term and more common with discounted, deferred or fixed mortgages

It is normal for lenders to charge up-front fees in the form of booking and/or arrangement fees

Ensure that your solicitor is aware of the survey and any other information you have learned about the property

Note any parking facilities or restrictions

Setting the completion date The standard time between exchange of contracts and completion is four weeks

Neighbourhood checks - Online property checks It is now possible to obtain information online regarding the local area of the intended property purchase

When and how to talk to agents When to start taking to an agent about buying is entirely up to you

Current Account Mortgage

Often it may require obtaining quotations for any remedial work required to form the basis of any negotiation on price