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External Observations Ask to see the garden and the garage

If you have no life assurance cover in place and die before the loan is repaid, the mortgage will still need to be repaid

This may reveal other factors that will not appear on any formal search

The amount provided by the investment product cannot normally be guaranteed

It is important to note that you will still need to fund the shortfall in the advance at completion, albeit on a shorter term basis

Proposed road works within 200 meters of the property

You will be kept up-to-date on the progress of your application by e-mail

The Maxi individual savings accounts combine three basic elements in one plan, with a limit of £5,000 (£7,000 in the current tax year) being placed on the investment

The amounts can range from a flat fee e

Obviously, neighbours have the potential of making your life absolute hell; So if you have a doubts do not be afraid to ask

Base Rate The standard rate of interest set by the Bank of England which all lenders generally follow.

Mortgage lenders require that neither the buyer nor the seller have a bankruptcy notice registered against them

Booking Fee and Arrangement Fee Both are up-front fees charges levied at the outset of the mortgage

Contents Insurance Home contents insurance protects your possessions against loss, damage and theft

Understandably this is due to protecting their investment

Valuations and mortgage reports Note, a valuation is not a survey

You do not mind taking some degree of financial risk

This is not an obligation to purchase the property

Those with FRICS, ARICS or Tech RICS after their name are members of the Royal Institution of Chartered Surveyor and are subject to the RICS formal complaints procedure if clients are unhappy with the work carried out