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The above rates are a sample of the range of rates currently available and figures are correct at the time of going to the Internet

Variable Rate Mortgages

A good site will enable you to register your requirements and send you the latest property details by email

Requests your deposit

Generally this cost is being phased out in the market but you may still encounter this premium for loans above 80% of the house value

So we know our specialist advisers can provide you with the mortgage that best suits your needs

linked with a discount, but pure cashback products are not uncommon

The seller is legally required to answer these enquiries honestly! But do they? We believe not always

Normally just complete a form online and a price is given

a 3 year fixed rate with a 5 year ERC

Let your lender know your intentions and ask under what circumstances may they be prepared to waver the redemption fee

Contents insurance can provide cover for all your household contents - furniture, carpets, curtain, pictures TV, hi-fi, personal possessions etc

Endowments provide life assurance so that in the event of death the mortgage is paid off

Before the exchange of contracts, you will have to agree on a date for completion of purchase

We recommend taking a look at homecheck

It is vital therefore that you discuss this complex area with an adviser as in many circumstances a more competitive rate may be available form a lender who will be more sympathetic to your particular circumstances

(Typically £800) Avoid gazumping and contract races To help protect yourself from future disappointment, wasted time and expenditure, during the process of making an offer it may be worth trying to ensure that the agent and the seller agree that higher offers will not be entertained