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There is no reason, as far as legal procedures are concerned, why this cannot be quicker

This may reveal other factors that will not appear on any formal search

If applicable, a redemption fee will come into effect when you repay/terminate the mortgage within the redemption term, as set out in your mortgage advance

DISADVANTAGES There may be financial penalties for making lump sum/overpayments into your mortgage account

Suitability: The flexible mortgage option is suitable in a number of circumstances the most common being those identified below: Self employed or contract workers

Another handy tip often overlooked or underrated is to check out the school run or office trips that you would normally take

Commonly these will be between 3 and 3

The valuation does not represent a detailed inspection

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There is no reason why completion may not take place at the same time as exchange providing all the necessary conditions have been fulfilled

Land Registry Fees Land Registry Fees are based on the purchase price of the property. The fee is effectively an administration charge for registering your ownership of the property and or land.

The offer will have numerous conditions which are designed to ensure that you encounter no problems when you move into the property

If it is clear at this point, then there should be no problems further down the road when it come to draft-contract preparation

Capped mortgage Capped mortgages have a limit to any increases in the variable rate, for a selected period of time

The earlier you contact them, the more sympathetic they are likely to be

Absolute title Having absolute title on a property means that you have full rights and ownership relating to the property

Agricultural Covenant A planning covenant that allows the construction of a residential dwelling provided it is to be occupied by a person employed or associated with working on the land. Properties such as this tend to attract a lower value, as they can only be sold to another person in similar circumstance unless the covenant is lifted. Annual bonus A bonus paid annually on an endowment mortgage which is dependent on the performance of the investment fund you are using to repay your mortgage.