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The seller is legally required to answer these enquiries honestly! But do they? We believe not always

The lack of discipline in the monthly payment means the temptation is there to spend the money on other matters

You never know, it could be a deciding factor involved in your decision to purchase or not

Variable Rate Mortgage

Lenders have been known to charge a switching fee even if you refused to accept the lenders insurance cover at the time of taking out a mortgage

Basically it is any item that is not firmly attached to the house that is counted as a moveable

Making an offer is one of the more stressful parts of buying a home

For borrowers moving house regularly, this can result in little of the capital being paid off

A capped rate mortgage is very similar to a fixed except that if the variable rate drops below the capped rate, the borrower will make payments based on the lower variable rate

Ensure that you understand the full implications regarding the reasons for the adverse valuation and any restrictions your lender may make

5 to 3 times joint income

Mortgage in principle A mortgage in principle is a conditional offer made by the mortgage lender to confirm that they will in principle give you the loan you have discussed, provided the information you have given is correct

Compulsory purchase orders

Flexible Mortgages

When viewing we always suggest taking someone with you for a second opinion as well as your own safety

It is important to bear in mind that many lenders charge a small premium on self-certificated business to reflect the extra risk involved