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An estate agent has the duty by law to inform the seller of all offers made on their property, regardless of an offer having already been accepted

Assessments are generally made very quickly based on your personal circumstances

It may also indicate how genuine the sellers are

Much maligned in the press because of the poorer investment growth rates achieved in a low inflationary environment this form of investment is less popular these days

Customers cashing-in an endowment policy in the first few years after inception can receive less than the amount invested

a) Inform the vendor/agent about the dilemma to see if an agreement can be made regarding a reduction in the sale price

How long has it been on the market and have there been any price reductions? Ask about the general state of the property

Freehold A freehold gives the buyer complete ownership of the land and buildings on it. Freeholders can therefore do what they like with their property and land, subject to general law (particularly planning control) and to the lawful rights of others. The fact that a property is available as a freehold, usually adds to the value over that of a leasehold.

They should be included in the sale

Flexible mortgage Cashback Fixed Discounted Capped

Has it been re-plumbed or rewired? If so, ask to see any certifications or guarantees Look for cracks, uneven floors or doorways and any signs of water damage

Reductions or increases in the rate will result in a direct increase or decrease in the monthly payment to the lender

This had much to do with the amount of properties being repossessed at the time

Prior to making the decision to remortgage it is important to establish a number of basic facts or the benefit of your remortgage may be significantly reduced by penalties imposed by your current lender

As a general guide, it is advisable to compare the APRs of different products as this will help you to determine how competitive they are